4 Reasons To Accept Credit Cards By Phone

Are you looking to accept credit cards for your business
but not sure what solution is best for you? Accepting
credit cards by phone can be a smart choice for the small
and new business owner. Below are 4 reasons why.

Convenience

Accepting credit cards by phone adds a powerful convenience
factor to your business. If you don't have a formal office
or place of business for your customers to come in and pay,
Dial Pay service is an excellent and essential tool. Or,
maybe you do have a shop or store but would simply like the
ability to close the deal with your customer no matter
where you are. Either way, you will likely see your
profits and customer satisfaction increase. Just think of
the advantages of being able to accept payments by phone,
on a job site, in a restaurant or even while at the grocery
store. And nowadays, it is very important to accept credit
card payment on the go and without delay.

A Call to Action

Another advantage to having a dialpay account is that it
allows you as the business owner to finalize the
transaction. In other words, your customer may verbally
commit to you on the sale or service you are providing but
unless you can finalize that agreement with payment, you
may risk losing the customer to other day to day
distractions or worse yet, to another competitor. Having
a merchant account that can work on any phone, including a
cell phone gives you this powerful advantage and again will
only increase your profitability as a business.

Cost Effective

Keeping costs down is vital for any small or new business.
Your standard merchant account requires you to have a
credit card machine which can cost you hundreds of dollars,
not so great for the little guy or the new business owner
who would rather be spending his money on advertising or
more important things. Another "high cost" associated with
merchant accounts that do not accept cards by phone are the
extra fees. Many times these accounts have $25.00 to
$35.00 monthly minimums as well as annual fees. Oh yah,
did I mention a whopping $250.00 to $450.00 account
cancellation fee if you close your account within the first
2 years? Fees, fees, fees. On the other hand, if you
accept credit cards by phone, you usually only pay one
rate, a low monthly statement fee and a minimal application
fee.

Fewer Headaches

Because there is no equipment needed to set up or use a pay
by phone merchant account, you don't have to worry about
technical equipment issues such as malfunctioning terminals
or programming errors that inevitably happen with merchants
that have credit card machines. If you ever had to deal
with such a problem you understand the significance and
value of having a simple credit card processing by phone
solution.

Whether your business is Limousine Service, Plumbing,
Contracting, Consulting, Crafts, Selling at flea markets or
even if you are an attorney, accepting credit cards by
telephone can be a smart choice in growing and maintaining
a healthy business.

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Philip Ritchie is a National Sales Director for a major
credit card processor. He specializes in setting up
businesses to accept credit cards by phone. To learn more
about this unique service visit http://www.chargeonphone.com