There are so many reasons why you should have a background
report on some individuals you know. Primarily, it will
serve as a basis whether or not you can trust the person in
different aspects such as business ventures, intimate
relationship and others. You may independently make one on
your own but if you wish to know extensive details to
maximize your knowledge and security, you may want to avail
of online services. Take note that the report offered in
particular Web sites are not the same as FCRA compliant or
tenant screening sheets.
You need to fill in a few information to help
professionals' research and zone in on the important data.
Some of the requirements are the person's name, address and
date of birth or approximate age. Packages may vary but
there are a number of reliable Web sites that will give you
more than you need. Some of the things that may be included
in the background report are previous addresses in the past
5 to 10 years, the target's relatives, neighbors and
friends, assets, criminal records, bankruptcy records, any
lawsuits filed against him or her, UCC filings, liens and
judgment. Common turn around time can be anywhere from 1 to
24 hours.
There are more extensive reports that may cost more. The
advantage is that everything basic is included plus vehicle
information, wants and warrants, nationwide coverage of all
criminal records and driving records in several states.
Turn around time is still within 1 to 24 hours.
A deluxe package provides a very comprehensive report which
is the most detailed that one can find online. Some of the
information provided in this type of special package may
not be available in some states. Since the data covers
virtually everything about the person, you will be provided
with preliminary information within the first 3 days.
Completion of remaining details will follow in 1 month.
Prices of course will vary depending on the expanse of the
information included. Remember that there are some
information that may not be accessed due to privacy
protection laws. However, all accessible public records
will be provided. Professional background reporters will
use different strategies and techniques to gain accurate
information. Expect them to use various resources to
acquire data as well like documents, old records as well as
people who knows the individual. Depending on the state,
criminal history can be accessed easily while other areas
will prohibit questions regarding convictions and criminal
offenses in the past.
As for prices, you will be able to obtain a basic
background report for as low as $99. Other extensive
packages may range up to $249 or $499. You should also be
prepared to answer questions as to why you're investigating
the individual. It is important that you don't break any
laws or disrespect privacy in the process. Some agencies
may require the owner's consent first before disclosing any
information. It might also put a mutually trustworthy
relationship at risk if you scan for inconsistencies
without the other party knowing.
On the other hand, you should also be prepared to reinforce
your own history to stay ahead of background reports.
Expect others to make a report on your so try to maintain
flawless transactions and credible accounts. Keeping
everything clean will help you well in business, family and
other financial ventures.
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